Routledge graduated from Bristol University in 1982 where she
read Economics with Statistics. She qualified as an actuary in 1988.
worked first for Equity & Law (now AXA Sun Life) and then
for pension consultants Noble Lowndes & Partners (now
Mercer Human Resource Consulting).
After a short break with young children, she returned
to work at the Wesleyan Life Assurance Society before joining
Garvins, a firm of pensions consultants based in Bromsgrove, in
October 2000, she has been an independent consulting pensions
actuary specialising in providing technical calculations and
advice on the mis-selling of personal pensions review and
since, 2001, in providing actuarial advice to solicitors on
the issues of pensions on divorce and loss of pension rights
in damages cases. She
has worked with Collins Actuaries and its predecessor company
has dealt with all aspects of occupational pension schemes
including actuarial, administration and documentation.
This work has included providing advice to Trustees
regarding the level and pace of funding required to meet
benefit promises and individual calculations regarding the
level and value of member benefits - in particluar Cash
extensive knowledge of public sector schemes and a wide range
of private sector final salary pension schemes including their
benefit structures, Cash Equivalent calculation basis and
pension sharing calculation basis.
regularly gives presentations for Resolution and has provided
many training courses for lawyers on the subject of Pensions
has considerable experience in advising on the amounts
required to compensate individuals for loss of earnings or
loss of retirement benefits as a consequence of accidents or
divorce and has provided over 1000 expert witness reports for
solicitors and their clients.